The joys of homeownership are sometimes shot by first and multiple time homebuyers who forget the changes in financing. There are four things to avoid before applying for a mortgage and even during the loan process (until you close). Each one can greatly impact your ability to qualify for a mortgage loan so buyers, please be careful. If you are contemplating the purchase of a home or are already in the process of doing so, be aware that your mortgage lender will continue to evaluate your ability to qualify for financing from the time of your application through the actual closing of the transaction.
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