Houston Heritage - Diego Jaramillo, Realtor®

Houston real estate has begun to show signs of stability and we are confident that the first quarter of 2010 will bring more new construction.  Buying new construction is equivalent to the “new house scent syndrome”.  Buyers get too caught up with the thrill of the experience that they forget that this is one of the most ...

Why use FHA?   Buyers need to have a better understanding of FHA financing solution and confidently see it as a viable option.  First time home buyers especially can use FHA financing to their advantage because of the flexibility and accessibility of it.  So, what is FHA financing?  How can you inform yourself about ...

First time home buyers have the opportunity this year to purchase a single family home using several national and state incentives.  These incentives include the $8000 tax credit, MCC credits, gift contributions and low FHA downpayment requirements. One such item I'd like to talk about today is the TDHCA 90-Day Down-Payment Assitance ...

Buyers are often misinformed or unaware of the difference between being prequalified and being preapproved.  As the mortgage industry changes, you hear about new lending and appraisal practices that add to the confusion.  Credit score requirements and interest rates have seem to be on the rise which of course seems to make things more ...

We are thankful for our men and women of service and remember them continuously.  Veterans also hold a special observance and admiration for their service and valiant efforts.  Veterans in the state of Texas that are wheelchair enabled or with special needs can finance through the VA (Veterans Administration).  When considering ...

Just a short reminder that we have a 2-cent U.S. Postage Increase starting Today, May 11, 2009.  The governors of the U.S. Postal Service have approved new prices for mailing services, including a 2-cent increase in the price of a First-Class Mail stamp to 44 cents.  Prices for mailing services are reviewed annually and adjusted each ...

 Buyers usually debate between conventional and FHA financing when purchasing a home.  Sellers are usually on pins and needles during the appraisal period waiting on a confirmation on their home valuation by an appraiser.  This Friday marks an important date for HVCC – Home Evaluation Code of Conduct.  The regulation is ...

Have you been wanting to buy a condominium in Houston?  There are a few recent construction and foreclosure condos that have come up on the market in Houston.  However, financing has become more difficult for condominiums as lenders tighten their loan approval process. Condominiums tend to resemble apartments, consisting of several ...

Relocating can become a nightmare if you aren't prepared.  Houston boasts a large number of relocations due to its many energy and medical companies.  Knowing what to expect and being prepared for it is the best solution.  Create a list of items that you need to attend to prior to your move and stick to the plan.  ...

Understanding credit is one of the most important concepts when purchasing real estate.  Buyers fail to maintain a better understanding of their individual credit scores and settle for higher interest rates when purchasing.  Knowing what to look for and how to care for credit is your first step to future purchase. Credit Score ...