Houston Heritage - Diego Jaramillo, Realtor®

First time home buyers have the opportunity this year to purchase a single family home using several national and state incentives.  These incentives include the $8000 tax credit, MCC credits, gift contributions and low FHA downpayment requirements. One such item I'd like to talk about today is the TDHCA 90-Day Down-Payment Assitance ...

We are thankful for our men and women of service and remember them continuously.  Veterans also hold a special observance and admiration for their service and valiant efforts.  Veterans in the state of Texas that are wheelchair enabled or with special needs can finance through the VA (Veterans Administration).  When considering ...

 Buyers usually debate between conventional and FHA financing when purchasing a home.  Sellers are usually on pins and needles during the appraisal period waiting on a confirmation on their home valuation by an appraiser.  This Friday marks an important date for HVCC – Home Evaluation Code of Conduct.  The regulation is ...

Have you been wanting to buy a condominium in Houston?  There are a few recent construction and foreclosure condos that have come up on the market in Houston.  However, financing has become more difficult for condominiums as lenders tighten their loan approval process. Condominiums tend to resemble apartments, consisting of several ...

Relocating can become a nightmare if you aren't prepared.  Houston boasts a large number of relocations due to its many energy and medical companies.  Knowing what to expect and being prepared for it is the best solution.  Create a list of items that you need to attend to prior to your move and stick to the plan.  ...

Understanding credit is one of the most important concepts when purchasing real estate.  Buyers fail to maintain a better understanding of their individual credit scores and settle for higher interest rates when purchasing.  Knowing what to look for and how to care for credit is your first step to future purchase. Credit Score ...

Everyone is flustered about our present slowing economy. Maybe because we had seen such a long period of prosperity, the current economic recession is causing inordinate panic.  The media is helping this panic with headlines such as “Economy shrinks at fastest pace in 26 years”, “Over One-Third of Americans Believe ...

It is common knowledge that portions of the Houston area and the Texas Gulf Coast is prone to hurricanes and storms that may cause flooding.  There are certain areas classified as flood zones depending on their proximity to waterways and their location in relation to the updated flood maps.  I always recommend my clients to purchase ...

Normal 0 false false false MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable {mso-style-name:''Table Normal''; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:''''; mso-padding-alt:0in ...

The New & Improved 2009 Tax Credit for First-Time Home Buyers Welcome to the ever-changing world of residential real estate!  It is often changing as interest rates jump, drop, roll and everything in between.  The newest addition to recent changes was The American Recovery and Reinvestment Act of 2009 which authorizes a tax ...